Know your numbers. Keep your peace.
Your whole money picture in about five minutes: what you own, what you owe, and what's left each month. Guessing is fine. A rough number today beats a perfect one never.
These are example numbers so you can see how it works. They belong to nobody.
Enter what applies and skip the rest. Use what things are worth today, not what you paid.
No judgment here. A balance is information, and you can't steer by a number you won't look at.
A typical month. Round numbers are perfect.
Your net worth today
$0
A dated statement you can keep, or hand to a banker or attorney.
You just did the hard part: you looked. Want to try one quick experiment? I really care about helping You-hoo. It takes ten seconds and it might surprise you.
Assumes no new charges and a rate that stays the same. Your statement shows your real rate. If the card is carrying groceries and emergencies, that isn't a character flaw. It's math we can work with.
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Know your numbers. Keep your peace.